PruHealth Private Healthcare
What PruHealth Can Offer
PruHealth private healthcare insurance services are designed to provide fast access to specialist and expert medical care, a wide choice of hospitals and centres, flexibility of cover options, and high-quality customer service.
As a unique benefit, PruHealth's Vitality programme is available to all Personal Healthcare policy holders. This is a programme designed to encourage a healthy lifestyle, with Vitality points being earned which will provide premium reductions as well as discounts with PruHealth's health partners.
You can earn points by gym workouts, taking part in organised fitness events, not smoking, creating a meal plan etc. You can then gain attractive discounts with companies such as LA Fitness, Virgin Active, Sainsbury's, The Diagnostic Clinic, Nuffield Health and BMI Healthcare.
Individual PruHealth Private Healthcare Insurance
For individuals, PruHealth private healthcare insurance starts with core cover which applies to every plan. Next you choose cover enhancements and then decide on the choice of hospital list which is best for you, in terms of budget or location.
Core cover includes the following (some limitations apply):
- In-patient and day-patient cover. This includes cover for hospital fees and associated costs, fees for a specialist, surgical procedures and diagnostic tests.
- PET, CT and MRI scans. Covered in full while in hospital. Also covered if you are referred by a specialist as an out-patient.
- Core cancer cover. Once diagnosed, all in-patient and out-patient cancer treatment costs are covered. This includes radiotherapy, chemotherapy, biological therapies, hormone and bisphosphonate therapies and transplantation of stem cells.
- Cash benefit for NHS hospitals. If you receive treatment under the NHS rather than privately, you can claim specified cash payments.
- Childbirth cash benefit (£100).
- Home nursing. When recommended by a specialist.
- Private ambulance. Where medically necessary.
- Parent accommodation. Where a child under 14 needs to stay overnight for treatment.
- Enrolment on the Vitality programme.
Cover enhancements include:
- Dental cover. Two levels of dental cover – major dental treatment or major and routine dental treatment.
- Worldwide travel cover.
- Full cancer cover. Expanding on the core cancer cover mentioned above.
- Cover for Out-patients. For consultations, specialist fees, tests for diagnostics and physiotherapy. Various levels are available.
- Therapies. Including chiropractic, osteopathy, chiropody, acupuncture and homeopathy.
- Psychiatric cover. Includes counselling of stress, treatment with a psychiatrist and hospital stays where necessary.
- Hotline with 24-hour GP.
Choice of Hospital:
- List of Local hospitals Includes - Spiral Healthcare and BMI Healthcare hospitals. No central London hospitals.
- Countrywide hospital list. Extended coverage.
- London hospital list. Includes more London hospitals, including central London.
- Premier hospital list. Access to all the private hospitals with private facilities in the UK.
Employer PruHealth Private Healthcare Insurance
PruHealth provides a range of health insurance products specially tailored for employers, offering speedy access to the best expert medical care with high quality customer service.
PruHealth's unique Vitality programme is also available for corporate health insurance plans.
If you are interested PruHealth private healthcare insurance as an employer, they can provide expert advice and design a plan to suit the company's particular needs and budget.