Simplyhealth Private Healthcare
About SimplyHealth
Simplyhealth private healthcare is a relatively new private health insurer, although it is a combination of the companies previously known as HAS, BCWA, HealthSure, LHF, Totally Active, Remedi and Medisure.
SimplyHealth now provide health insurance services for over 2 million individuals and 11,000 companies. Recent awards include Best Health Insurance Provider at the 2011 Consumer Moneyfacts Awards (voted for by consumers), Best Health Related Insurer at the 2010 Personal Finance Awards, Best Health Cash Plan Provider for 2010 (Investment Life and Pensions Moneyfacts Awards) and best private medical insurance provider for customer service (2010 Moneywise Customer Service Awards).
Priding themselves on a personal, professional and efficient service, SimplyHealth private healthcare can offer:
- A personal contact for each customer
- No claim forms
- Free telephone calls to them from UK landlines
- Speedy, direct payment into bank account for most cash and dental plan claims
- Personal care advisor for all customers
- Secure online account for most customers
Simplyhealth private healthcare have offices at Andover (registered office), Bristol, Leeds and Manchester.
Individual Healthcare
For individuals, Simplyhealth offer cash plans, dental insurance, private health insurance and other policies.
The private health policies offer three benefit options, in addition to Core Cover:
Core Cover includes full cover for out-patient and specialist consultation fees as well as full cover of out-patient scans and tests (including pathology, MRI, CT and Pet scans).
Choice 1 provides cover for diagnostic tests, surgery fees, in-patient and day-patient hospital surgery charges, NHS cash benefits, post-operative consultations, parent accommodation, post-operative physiotherapy and oral surgery.
Choice 2 adds cover for complimentary therapies, including out-patient physiotherapy, chiropractic, osteopathy, acupuncture and homeopathy fees.
Choice 3 adds heart and cancer treatment (up to £50,000 each during the lifetime of the policy).
There are a number of exclusions relating to the above cover provisions. For example, with Core Cover, consultations and monitoring are not covered after diagnosis, nor are psychiatric consultations and tests. Under Choice 1, heart and cancer conditions are not covered (covered under Choice 3).
With Choice 2 post-operative physiotherapy is not covered, nor is in-patient therapy.
Also, chronic conditions are not covered under any of the three Choice options. Excesses and general exclusions also apply.
Business Healthcare
Simplyhealth private healthcare for employees is a great way to provide a superior level of medical coverage for businesses' most precious resources. Also offered are cash plans and dental plans.
The products on offer include Simply Healthworks, a policy that adds flexibility by allowing the employer to add additional benefits to the Core Cover provisions. Other plans are Preferential (comprehensive cover for 3-100 employees), Accessible (cost-effective cover for 3-100 employees), Care for Corporates (50 plus employees) and a Schools Scheme for independent schools. Each insurance scheme offers differing levels of cover and benefit, and this enables an employer to select the most appropriate policy for the circumstances.
All business cover includes access to health and wellbeing advice and 24-hour telephone counselling services.
With Simplyhealth private healthcare, it's easy to get that extra peace of mind from knowing you have the support of quality, professional medical care.